More Than Numbers—Your Financial Partner

We help everyday people turn financial goals into clear, doable plans.

From retirement strategies to debt reduction, we translate the numbers into plain language so you can make confident decisions. Our certified planners listen first, explain second, and guide you every step of the way—whether you're starting out or fine-tuning an established portfolio.

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Send us a quick note and let’s build your roadmap together—no pressure, just helpful advice.

HNX Financial Planning


This website is published by HNX Financial Planning Pty Ltd Pty Ltd. Jonathan Ridsdale [AR 1003494] and HNX Financial Planning Pty Ltd [CAR 1233357] trading as HNX Financial Planning are authorised representatives of Millennium3 Financial Services Pty Ltd (ABN 61 094 529 987, AFSL 244252). The information contained in this website and any of the resources available through it including eBooks, fact sheets, and seminars (‘Content’) has been prepared for general information purposes only and is not (and cannot be construed or relied upon as) personal advice. No investment objectives, financial circumstances, or needs of any individual have been taken into consideration in the preparation of the Content. Financial products entail risk of loss, may rise and fall, and are impacted by a range of market and economic factors, and you should always obtain professional advice to ensure trading or investing in such products is suitable for your circumstances.

Under no circumstances will any of HNX Financial Planning Pty Ltd trading as HNX Financial Planning, Millennium3 Financial Services Pty Ltd, its officers, representatives, associates, or agents be liable for any loss or damage, whether direct, incidental, or consequential, caused by reliance on or use of the Content. This Content is restricted to Australian residents and is for the intended recipient only. From time to time, HNX Financial Planning Pty Ltd trading as HNX Financial Planning representatives or associates may hold interests in or transact in companies or products mentioned herein and may receive fees or other benefits, in connection with the making of any recommendation or facilitating a transaction in such companies or products.

The information contained herein is of a general nature only and does not constitute personal advice. You should not act on any recommendation without considering your personal needs, circumstances, and objectives. We recommend you obtain professional financial advice specific to your circumstances. You should read any relevant Product Disclosure Statements before making an investment decision.

HNX Financial Planning, 5/61 Smith Street, Warragul,

VIC, 3820

Ph: 0478 649 140

Milennium3 Financial Services Pty Ltd, Level 5 / 95 Pitt Street, Sydney NSW 2000, (02) 9248 0472

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